People are always in need of money for various purposes such as education, marriages, house renovation, property purchase, health issues, business needs and so on. To meet such immediate requirements the Nidhi offers the following loans with easy and flexible terms.
| Loan per Gram | Interest |
|---|---|
| Rs. 3,850/- | New Loan 12% |
| a. Loan on deposits are sanctioned by the Company subject to a maximum of 75% of the deposit amount |
| b. The tenure of the deposit loan shall not exceed the remaining tenure of the deposit period |
| c. The interest on loans on deposits will be 3% more than the rate of interest availed on the FD/RD deposits |
| d. The interest on loans on deposits will be 5% more than the rate of interest availed on the RID deposits |